It’s been nearly six years since I brought Freddie home. Once anxious and scared of his own shadow, he’s now sassy, endlessly funny and completely obsessed with cheese.
Waggel is a UK pet insurer offering lifetime policies, plus services including 24/7 video vet support, behavioural and nutritional advice, and member rewards. I insured Freddie from day one but didn’t fully understand his cover. Here’s what I wish I’d known.
- The jargon is easier than it sounds
An annual limit is the maximum your insurer will pay each year; an excess is the amount you contribute towards a claim. Learning these basics makes policies much easier to compare.
- Pre-existing conditions usually aren’t covered
A pre-existing condition is an illness, injury or symptom that began before your policy started. That’s why arranging insurance early, before health issues arise, can make a difference.
- The cheapest policy isn’t always the best
A low premium may be appealing, but exclusions, annual limits and policy conditions matter. Waggel lets members adjust their annual limit and excess at renewal, helping cover evolve alongside their needs.
- You’re buying peace of mind
Insurance means knowing you have a plan if your pet becomes ill, gets injured or needs ongoing treatment, making a stressful situation a little easier.
- Support can go beyond claims
Waggel members can access 24/7 video vet support through Joii, expert behavioural and nutritional guidance, and rewards from pet-focused brands.
Looking back, insuring Freddie was one of my best decisions. I’d only change how much time I spent understanding his policy from the start.
Learn more at Waggel.
